Tools

All calculators

Free, no signup, and the working is shown on every page. More are added regularly — the list below includes what’s in development.

United States only. These calculators use US federal tax rules and will not give correct results for other countries.

Self-employed & freelance

The money questions that come with working for yourself — what you owe, what you keep, and what it costs to run. US federal tax rules.

Self-employment tax calculator

Work out your self-employment tax and quarterly estimated payments from your net profit — including the deduction most calculators leave out.

Take-home pay calculator

What you actually keep after federal tax, self-employment tax and your state — and how that compares to living somewhere else.

LLC cost calculator

What forming an LLC actually costs in your state — filing fees, franchise tax and the annual report costs people forget about.

Invoice generator

Make a clean, professional invoice PDF in your browser. Nothing uploaded, no account, no watermark.

S-corp vs sole proprietor calculator

Whether electing S-corp status would actually save you money, once payroll, a separate return and the QBI interaction are counted.

1099 vs W-2 offer comparison

Two offers, two tax treatments. What each is actually worth after tax, benefits, and the payroll tax an employer pays invisibly on your behalf.

Solo 401(k) vs SEP-IRA calculator

How much you can shelter under each plan at your income, what it saves in tax, and the December deadline that usually decides the choice.

Freelance rate calculator

Turn the salary you want into an hourly rate that actually survives taxes, unpaid time and business costs.

Estimated tax safe harbour calculator

What you must have paid by the next quarterly deadline to be penalty-proof — which is usually far less than what you will eventually owe.